Oregon Bicycle & Pedestrian Attorney

Even if you are on a bicycle or a pedestrian, your personal injury protection (pip) from your auto insurance policy should pay your medical expenses if you are struck by a motor vehicle. If you do not have auto insurance and do not have health insurance, than the other driver’s insurance should pay your medical bills. 

Your insurance company is required to pay all of your medical expenses within the first year that are reasonable and related to the accident, up to your policy limit ($15,000 for most people).

This does not mean that your auto insurance company, or the other driver's auto insurance will pay these bills. Insurance companies do not pay bills if they don’t have to. The insurance company may deny your medical bills. Or, for Seattle bicycle attorney Stacie Bain of Washington Bike Law, her insurance company actually denied her auto insurance coverage existance and came up with surprising new intrepretations of what her auto insurance policy coverage meant.

Stacie's story is one of the eventual triumph through the justice system and the experienced representation she received from her employer, Seattle bicycle attorney Bob Anderton.

• I am a bike lawyer. By this I mean that I represent injured bicyclists. I am also a bicyclist. Last year, I was hit by an uninsured driver on my ride home from work and utilized the Insurance Fair Conduct Act (RCW § 48.30.015) when my insurer claimed that I was not insured when riding my bike. The Insurance Fair Conduct Act (IFCA) was approved by voters and signed into law in 2007. IFCA provides remedies for people whose claims are unreasonably denied by their insurance companies or if their insurance companies fail to comply with particular regulations governing unfair claims settlement practices.
• Stacie Bain, "Riding Along Uninsured with 'IFCA'"
  King County Bar Bulletin, November 2009

Talk to an experienced Oregon bicycle attorney if you have been injured in an auto accident on your bike.

I offer free consultations, contingency fee agreements. Within a few minutes and with no obligation I can give you my best estimate on what your Oregon bicycle accident or pedestrian accident injury claim is worth.