In Oregon, motorcyclists are not required to carry PIP (Personal Injury Insurance).
However, you can add PIP coverage to your motorcycle insurance policy which is no-fault healthcare and wage loss coverage (no-fault meaning it covers you even when you are responsible for your accident or if you just crashed by yourself and were injured with no other vehicle operator involved).
If you do not have PIP as part of your motorcycle insurance policy, and do not have health insurance, than the other driver's auto insurance should pay your medical bills. If your Oregon personal injury protection coverage limits are reached, the other driver's personal injury protection may also cover you if you do not have healthcare insurance.
- Damage to any vehicle is over $2,500 (even if y
our vehicle was the only one in the crash);
- Any vehicle is towed from the scene;
- Injury or death resulted from this accident;
- or Damages to anyone's property other than a vehicle involved in this accident is more than $2,500.
If you do not file a report when required, Oregon law requires DMV to issue a suspension notice. If you were in an accident and the damages were less than $2,500, you can report to DMV if the other party doesn't have insurance. Be sure to clearly note on the accident report that it doesn't meet mandatory reporting criteria.
An Oregon Police Traffic Accident Report filed with DMV does not exempt you from the requirement to complete and submit an Oregon Traffic Accident and Insurance Report.
Regardless of a police officer's reporting, you are required, as outlined in ORS 811.720 and 811.725, to complete and submit the Oregon Traffic Accident and Insurance Report to DMV. The report must be completed using the form designated by DMV which is the Oregon Traffic Accident and Insurance Report.
Make sure to retain copies of the accident and insurance report for your records.
You do have the right to recover any police report submitted as a result of your motorcycle accident.
Contact the police department that responded to your motorcycle accident. The procedure for recovering the police report will vary from one jurisdiction to the other.
In Portland, you can get a copy of your accident report usually by contacting the Portland Police Bureau's Records Division at 503-823-0043 or the Police Report Request and Help Line at 503-823-0041.
Another way you can get a copy of your accident report in Portland is by filling out a request on the official website of the City of Portland.
If your motorcycle accident happened outside of Portland, then call DMV Customer Assistance at 503-945-5000 and request DMV send (snail mail/fax/email) you the accident report. You can also pick up a paper form from a DMV field office or your local law enforcement department.
I am a big believer in motorcycle rider training and track days.
Motorcycle Track Days can help you stay safe on the roads.
Consider these findings in the new Motorcycle Crash Causation Study (PDF) that rely on the motorcycle riders skill, experience on all motorcycles but also on the motorcycle being ridden in order to properly execute the evasive action to avoid an accident:
Validity of Evasive Action for the Situation
- Proper evasive action was taken twice as often as the improper action in multiple vehicle crashes (27 percent proper versus 11 percent improper), while improper
evasive action was taken twice as often as the proper action in single-vehicle
crashes (43 percent proper versus 22 percent improper).
- "Yes, Evasive Action Was the Proper Choice for the Situation" was unrepresented
in fatal crashes.
Competent Execution of Evasive Action
- Evasive action was neither taken nor properly executed in 80 percent of cases.
- Proper execution was underrepresented in single-vehicle and fatal crashes.
Andy and I grew up in the same area just outside of Portland.
Learn more, and check out Andy's full schedule on his Department of Speed website. You can also find Andy coaching for other track day and motorcycle coaching events throughout the PNW, and sometimes at huge raceways like The Ridge..
Currently we also have track days offered by Moto Corsa which are scheduled at Portland International Raceway and at The Ridge Raceway not too far away in Washington; we also have another facility where Skip Track Days offers motorcycle track days. And more track day providers and riding schools and rider coaching offered by: Optimum Performance, MotoVixen, 2Fast, Pacific Track Time, MotoFit, and Ken Hill Coaching.
Motorcycle rider training at these types of track days offer experience with your motorcycle in a non traffic environment where you can push your skills to improve and really get to know your motorcycle.
The help of other riders and coaches is also invaluable in helping you gain confidence and build new skills.
Get more quality motorcycle seat time with no cars, it's a fun time too.
Special Motorcycle Track Day Events With Andy DiBrino
Andy is planning a couple upcoming special events, June 1, and June 29 to coincide with the MotoAmerica / Super Hooligans at The Ridge in Washington and he hopes some of the professional MotoAmerica riders and friends of his, will come out for the fun as special guests. Learn more, and check out Andy's full schedule for motorcycle coaching and track days practice on his Department of Speed website.
I am proud to be supporting some of the prizes Andy will be giving out at both of these special events. June 1 was a celebration of life, remembering Andy's dear friend and fellow motorcycle racer, who he grew up riding and racing with at Pat's Acres and at PIR, even Thursday Night MX at PIR, Kelly Johnson.
Pictured below from Andy's June 1 event womens-only Superpole Laptime Shootout for $500 in price money which I was proud to sponsor (1st got $300, 2nd $150, 3rd $50 -winners are pictured on their podiums at Pat's Acres). Andy puts on fun events. He had tshirts for Kelly #303, stickers, and more.
